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DCB Guide
Deposits

DCB Guide

Deposits

1) Is it possible to withdraw part of the main deposit amount if necessary?

Is it possible to withdraw part of the main deposit amount if necessary?

Updated 31.05.2020
No. The entire amount is withdrawn only upon termination of the contract or upon the expiration of the deposit.
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2) Can a relative of the depositor withdraw % of the deposit?

Can a relative of the depositor withdraw % of the deposit?

Updated 30.05.2020
Yes, he can, if he has a notarized power of attorney for a specific service, prescribed in the power of attorney with a clear indication of the name, account number, name of the Bank, etc. Without a power of attorney is impossible.
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3) Is it possible to replenish a deposit without coming to the Bank?

Is it possible to replenish a deposit without coming to the Bank?

Updated 30.05.2020
Yes, it is possible, if there is a card account and Internet banking, by withdrawing an account from a card account to a deposit account.
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4) At what rate is the deposit extended if opened at a rate of 12% per annum?

At what rate is the deposit extended if opened at a rate of 12% per annum?

Updated 01.06.2020
Auto-prolongation of the deposit is possible at the rate that will be valid at that time of prolongation.
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5) Is it possible to get capitalized % if the deposit was opened for 1 year, but terminated after 4 months?

Is it possible to get capitalized % if the deposit was opened for 1 year, but terminated after 4 months?

Updated 30.05.2020
Upon termination of the deposit for a period earlier than 6 months % are not charged. In case of removal of % every month, this amount will be deducted from the principal amount.
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