DCB Guide

Deposits

1) Is it possible to withdraw part of the main deposit amount if necessary?

Is it possible to withdraw part of the main deposit amount if necessary?

Updated 06.12.2022
No. The entire amount is withdrawn only upon termination of the contract or upon the expiration of the deposit.
The answer to You was helpful?
2) Can a relative of the depositor withdraw % of the deposit?

Can a relative of the depositor withdraw % of the deposit?

Updated 03.12.2022
Yes, he can, if he has a notarized power of attorney for a specific service, prescribed in the power of attorney with a clear indication of the name, account number, name of the Bank, etc. Without a power of attorney is impossible.
The answer to You was helpful?
3) Is it possible to replenish this deposit?

Is it possible to replenish this deposit?

Updated 01.12.2022
No, unfortunately the deposit conditions do not provide for replenishment.
The answer to You was helpful?
4) Is it possible to replenish a deposit without coming to the Bank?

Is it possible to replenish a deposit without coming to the Bank?

Updated 29.11.2022
Yes, it is possible, if there is a card account and Internet banking, by withdrawing an account from a card account to a deposit account.
The answer to You was helpful?
5) What documents are required to open an account (if there is an account in “Dos-Credobank” OJSC.

What documents are required to open an account (if there is an account in “Dos-Credobank” OJSC.

Updated 30.11.2022
Only an application.
The answer to You was helpful?
6) At what rate is the deposit extended if opened at a rate of 12% per annum?

At what rate is the deposit extended if opened at a rate of 12% per annum?

Updated 30.11.2022
Auto-prolongation of the deposit is possible at the rate that will be valid at that time of prolongation.
The answer to You was helpful?
7) Is it possible to get capitalized % if the deposit was opened for 1 year, but terminated after 4 months?

Is it possible to get capitalized % if the deposit was opened for 1 year, but terminated after 4 months?

Updated 17.11.2022
Upon termination of the deposit for a period earlier than 12 months % are not charged. In case of removal of % every month, this amount will be deducted from the principal amount.
The answer to You was helpful?
8) What is Environmental, Social and Governance?

What is Environmental, Social and Governance?

Updated 22.11.2022
(Environmental, Social, and Governance, ESG) is a set of characteristics of company
management, which achieves the involvement of this company in the solution of
environmental, social and management issues.
ESG is a set of company standards that socially conscious investors use to screen
potential investments. Environmental criteria consider how a company safeguards the
environment. Social criteria examine how it manages relationships with employees,
suppliers, customers and communities. Governance deals with a company’s leadership,
executive pay, audits, internal controls and shareholder rights.
The answer to You was helpful?
9) Можно ли снять часть из основной суммы депозита при надобности?

Можно ли снять часть из основной суммы депозита при надобности?

Updated 24.11.2022
Нет, нельзя. Вся сумма снимается только при расторжении договора или по истечении срока действия депозита.
The answer to You was helpful?