Mortgage

The loan amount

From 200,000 to 8,000,000 KGS
Time

From 3 to 60 mnt.
Rate

18.0%

Mortgage

Loan currency:

  • Kyrgyz som

Loan repayment schedule:

  • Monthly, principal and interest in annuity payments;
  • Monthly equal installments;
  • Flexible repayment schedule.

Disbursement period:

  • Not more than 5 business days from the date of submission of the full package of documents

Collateral:

  • Immovable property;
  • Purchased immovable property;
  • As an additional collateral - other immovable property, movable property, deposit account in OJSC “Dos-Credobank”.

Who can get this type of loan:

Individual (private) entrepreneurs and individuals:
1.      Individuals with a stable source of income within 6-12 months prior to the submission of an application for a loan, supported by a salary certificate or other documents confirming the availability of income;
2.      Individual (private) entrepreneurs having a stable business, operating for at least 6 months with proof of the existence of an active business (patent, license, certificate of individual entrepreneur and other documents);
3.      Individual (private) entrepreneurs having at least 6 months of experience in animal husbandry or 2 seasons in crop production, agriculture, horticulture with supporting documents.

Necessary documents for consideration of the application:

  • Copies of the passport of a borrower, guarantor, mortgager, seller (copy of the spouse’s passport (and), marriage certificate) verified with the original;
  • Salary certificate of the borrower and guarantor for the last 6-12 month, indicating the deductions, statement of the card account or other document confirming the availability of income for the last 6-12 months;
  • Patent, license (if any), certificate of individual entrepreneur or other documents confirming the existence of an active business;
  • Other business documents;
  • Certificate from the rural administration on the availability of livestock/land share;
  • local municipal statement of residence of a borrower, guarantor (at the discretion of the Credit Committee);
  • Title documents for collateral;
  • Extract from the Unified state register of real property rights.

To calculate the loan

Time (months)
Total
Detailed information
The loan amount
0
Monthly fee
0
The amount of interest for the entire loan term
0
The total amount
0
Months
Monthly fee
Principal debt
Interest
The rest
1
5000
12.5
12.5
The interest rate

18,0

Apply for a loan in just 3 steps

3 easy steps to get loan

Contact the office of “Dos-Credobank”

Fill in the application form and prepare the necessary documents

Submit the completed Application Form and documents

To apply for a loan