Loans

Fast consideration of applications

To apply
Calculate

The advantages of our loan products

Loan's issue for different purposes

For holiday event, appliences, repair, education, car, increasing of good's circulation

Minimum package of documents

Passport, income confirmation

Fast consideration of loan's application

Issue of loan during 15 minutes

Different ways of loans'repayment

Payment terminals, mobile wallets, Elcart mobile, money transfers via other banks, Bank offices

Draw up a loan for 3 steps

3 easy steps for draw up of loan

Fill an application

Collect minimum documents (copy of passport + reference about income)

Sign an agreement

To apply for a loan

To calculate the loan

Time (months)
Total
Detailed information
The loan amount
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Monthly fee
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The amount of interest for the entire loan term
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The total amount
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Months
Monthly fee
Principal debt
Interest
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DCB MARKET

Get now, pay later

  • Wide range of goods
  • Without overpayments
  • Without initial payment
Learn more

Loans types

"Zamat" loan

Applicable in network of partner's stores

  • The amount: to 100,000
  • Time to 18 months
  • Issue for 60 minutes
Read more

"Fast" loan

For the purchase of furniture, home appliances and etc

  • The amount: to 250,000
  • Time to 24 months
  • Issue for 60 minutes
Read more

Consumer loan

Purchase of real estate and movable property

  • The amount: 5,000 - 8,000,000
  • Time: 3 - 36 months
  • Issue: 3-5 working days
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Business loan

Issued for the development of existing business

  • The amount: 5,000 - 8,000,000
  • Time: 3 - 36 months
  • Issue: 3-5 working days
Read more

Frequently asked questions?

Top 5 questions about loans
1) Can a relative of the borrower pay the loan without knowing the account number?

Can a relative of the borrower pay the loan without knowing the account number?

Updated 25.11.2020
Yes, it can be paid at the Bank branch.
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2) How can I pay a loan?

How can I pay a loan?

Updated 25.11.2020
Ways to repay loans: 1. Via payment terminals DOSCREDOBANK, Beeline, QuickPay (commission is from 5 up to 20 KGS), Pay 24 (commission is 2% of the amount); 2. Via mobile application Elcard mobile. 3. Via BALANCE, O! Money, MegaPay Electronic wallets. 4. Transfer to a bank account via clearing / gross systems 5. At the Bank branches.
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3) Can I get a loan if there is a parallel loan?

Can I get a loan if there is a parallel loan?

Updated 25.11.2020
If the income is enough to pay 2 parallel loans, and if you have a good credit history, it can be approved. The credit committee makes the decision.
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4) Can I get a loan if I work in a private organization that can’t issue a certificate?

Can I get a loan if I work in a private organization that can’t issue a certificate?

Updated 25.11.2020
No, it is impossible. A document is required confirming the income that makes deductions to the tax and social funds.
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5) Is it possible to get a loan, if only this month I got a job?

Is it possible to get a loan, if only this month I got a job?

Updated 23.11.2020
No you can’t. Salary certificate must be from 3 months or more.
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