Consumer loan

Loan currency:

• KGS
• USD

Loan repayment schedule:

• Monthly, principal and interest by annuity payments (mainly)
• Flexible schedule (in some cases): interest on a monthly basis, the main debt according to the decision of the credit committee.
• Principal debt in equal shares, interest monthly

Term of loan issue:

No more than 5 working days from the date of the provision of a full package of documents

Security:

• The property
• Motor transport (passenger, freight, passenger)
• Personal property of the Client / Pledger (furniture, household appliances, livestock, etc.)
• Equipment (including containers and pavilions)
• Gooods in turnover 
• Other types of collateral that meet the requirements of the Bank by Decision of the Credit Committee.

Who can get this type of loan:

• Individuals who have a stable source of income for 3-12 months prior to applying for a loan, confirmed by a certificate from their place of work or with work experience in animal husbandry or crop production, agriculture, gardening with supporting documents,
• Individual entrepreneurs who have a stable business with proof (patent, license, IE certificate, etc.), operating for at least 3 months (without interruption before applying for a loan).
• Pensioners whose age does not exceed the age limits according to the Bank's GNI;