Consumer loan

The loan amount

From 5,000 to 8,000,000 KGS
Time

From 3 to 36 mnt.
Rate

from 15.0%

"Consumer" loan

A loan to purchase:

Real estate

Movable property

Construction

Repair works

Treatment

Education

Adventure

Other consumer needs

Loan currency:

  • KGS
  • USD

Loan repayment schedule:

  • Monthly, principal and interest by annuity payments (mainly)
  • Flexible schedule (in some cases): interest on a monthly basis, the main debt according to the decision of the credit committee.
  • Principal debt in equal shares, interest monthly

Term of loan issue:

No more than 5 working days from the date of the provision of a full package of documents

Security:

  • The property
  • Motor transport (passenger, freight, passenger)
  • Personal property of the Client / Pledger (furniture, household appliances, livestock, etc.)
  • Equipment (including containers and pavilions)
  • Gooods in turnover 
  • Other types of collateral that meet the requirements of the Bank by Decision of the Credit Committee.

Who can get this type of loan:

  • Individuals with a stable source of income within 3-12 months prior to applying for a loan, confirmed by a certificate of employment.
  • Individual entrepreneurs, legal entities and individuals having a stable business with confirmation (patent, license, certificate of an individual entrepreneur, etc.), valid for at least 3 months (without interruption before applying for a loan).
     

 

To calculate the loan

Time (months)
Total
Detailed information
The loan amount
0
Monthly fee
0
The amount of interest for the entire loan term
0
The total amount
0
Months
Monthly fee
Principal debt
Interest
The rest
1
5000
12.5
12.5
Table
The amount Interest Time
From 5,000 to 300000 KGS 25-29% 3 - 24 mnt.
From 75 to 3000 USD 20% 3 - 24 mnt.
From 300,001 to 500000 KGS 21-24% 3 - 36 mnt.
From 3,001 to 7000 USD 18-20% 3 - 36 mnt.
From 500,001 to 8000000 KGS 20% 3 - 36 mnt.
From 7,001 to and up to USD 15-17% 3 - 36 mnt.
The interest rate

* Effective interest rate: KGS - from 16,5% (Attention! Calculation of the effective annual interest rate is carried out individually in each case. Consult a credit expert of the Bank)
 

How to get a loan

3 easy steps to get loan

Visit Dos Credobank offices

Fill up application and prepare necessary documents

Pass filled aaplication and documents

To apply for a loan