Universal deposit
For every taste, you can open in the name of the child, as a pension contribution or classic
Deposit advantages
Guaranteed income
Thanks to high interest rates and a wide choice of terms
Your deposits are insured
Deposit Protection Agency of the Kyrgyz Republic, which compensates for the return of up to 1 000,000 KGS in the event of a warranty case
Commission 0%
No hidden commissions when opening a deposit
Capitalization
Accrued interest on a monthly basis is added to the principal amount of the deposit, maximizing its profitability
Withdrawal/replenishment
Withdrawal within accured interests, possibility to replenish deposit within whole period
Rates and conditions of "Bai bol" deposit
Rates
Conditions
Currency/Time
1-2 mnt.
3-5 mnt.
6-8 mnt.
9-11 mnt.
12-17 mnt.
18-23 mnt.
24-48 mnt.
49-60 mnt.
KGS
3
6
9
11
13
13
13
13
USD
0
0
0
0
0
0
0
0
RUB
10
10
10
10.5
11
11
11
11
EUR
0
0
0
0
0
0
0
0
KZT
1
1
4
4
6
6
6
6
*Rates are valid from 30.12.2023
Minimum deposit amount
- 1000 KGS
- 50 USD
- 1000 RUB
- 50 EUR
- 5000 KZT
Partial withdrawal of funds from a deposit within capitalized interest
- 500 000 KGS
- 7 000 USD
- 400 000 RUB
- 6 000 EUR
- 2 500 000 KZT
Partial withdrawal
- Funds from deposit within accured interests
Interest capitalization
- Interest is charged monthly and added to the amount of the deposit
Досрочное закрытие
- При досрочном закрытии депозита до 12 месяцев проценты пересчитываются по ставке, действующей по депозитам до востребования в соответствующей валюте.
Your deposits are insured
“Dos Credobank” OJSC is a member of the deposit protection system. According to the law of the Kyrgyz Republic “On the protection of bank deposits (deposits)”, compensation is provided in the amount of up to 1 000,000 KGS in the event of a guarantee case.
"Bai Bol" for kids!
A reliable financial future is the best you can give to children. Open “Bai-Bol” in the name of the child! Savings will help him:
Pay for education
Buy real estate
Hold a celebration
A deposit can be opened in the name of the child upon presentation of the birth certificate by one of the parents (or the legal guardian), in this case, after the child reaches the age of 14, the right to own and manage the deposit funds is transferred to the child and the deposit can be issued only to the child.
How open deposit for a child
3 easy steps for deposit's opening for a child
Bring certificate of birth
Open deposit
Receive guaranteed interests
To apply for a deposit
Frequently asked questions?
Top 9 questions on deposits1) Is it possible to withdraw part of the main deposit amount if necessary?
2) Is it possible to replenish this deposit?
3) Can a relative of the depositor withdraw % of the deposit?
Can a relative of the depositor withdraw % of the deposit?
Updated 28.09.2024
Yes, he can, if he has a notarized power of attorney for a specific service, prescribed in the power of attorney with a clear indication of the name, account number, name of the Bank, etc. Without a power of attorney is impossible.
4) Is it possible to replenish a deposit without coming to the Bank?
5) What documents are required to open an account (if there is an account in “Dos-Credobank” OJSC.
6) At what rate is the deposit extended if opened at a rate of 12% per annum?
7) Is it possible to get capitalized % if the deposit was opened for 1 year, but terminated after 4 months?
Is it possible to get capitalized % if the deposit was opened for 1 year, but terminated after 4 months?
Updated 29.09.2024
Upon termination of the deposit for a period earlier than 12 months % are not charged. In case of removal of % every month, this amount will be deducted from the principal amount.
8) What is Environmental, Social and Governance?
What is Environmental, Social and Governance?
Updated 29.09.2024
(Environmental, Social, and Governance, ESG) is a set of characteristics of company
management, which achieves the involvement of this company in the solution of
environmental, social and management issues.
ESG is a set of company standards that socially conscious investors use to screen
potential investments. Environmental criteria consider how a company safeguards the
environment. Social criteria examine how it manages relationships with employees,
suppliers, customers and communities. Governance deals with a company’s leadership,
executive pay, audits, internal controls and shareholder rights.
management, which achieves the involvement of this company in the solution of
environmental, social and management issues.
ESG is a set of company standards that socially conscious investors use to screen
potential investments. Environmental criteria consider how a company safeguards the
environment. Social criteria examine how it manages relationships with employees,
suppliers, customers and communities. Governance deals with a company’s leadership,
executive pay, audits, internal controls and shareholder rights.
9) Зарыл болгон учурда депозиттин негизги суммасынын бир бөлүгүн алса болобу?
To issue the application
Board Member
Thank You for providing the answers and have a nice day!
ОК