"Bai-Bol" deposit

High interest rates

Ability to replenish

Partial withdrawal

To apply
Calculate

Deposit advantages

Universal deposit

For every taste, you can open in the name of the child, as a pension contribution or classic

Guaranteed income

Thanks to high interest rates and a wide choice of terms

Your deposits are insured

Deposit Protection Agency of the Kyrgyz Republic, which compensates for the return of up to 200,000 KGS in the event of a warranty case

Commission 0%

No hidden commissions when opening a deposit

Capitalization

Accrued interest on a monthly basis is added to the principal amount of the deposit, maximizing its profitability

Withdrawal/replenishment

Withdrawal within accured interests, possibility to replenish deposit within whole period

Rates and conditions of "Bai bol" deposit

Currency/Time
1-2 mnt.
3-5 mnt.
6-8 mnt.
9-11 mnt.
12-60 mnt.
KGS
2
4
7
8
10.5
USD
1
2
2.5
3
3.5
RUB
4
4
4
5
7
EUR
0
0
0
0
0
KZT
1
3.5
6
7
8
*Rates are valid from 20.03.2020

Minimum deposit amount

  • 1000 KGS
  • 50 USD
  • 1000 RUB
  • 50 EUR
  • 5000 KZT

Partial withdrawal of funds from a deposit within capitalized interest

  • 500 000 KGS
  • 7 000 USD
  • 400 000 RUB
  • 6 000 EUR
  • 2 500 000 KZT

Partial withdrawal

  • Funds from deposit within accured interests 

Interest capitalization

  • Interest is charged monthly and added to the amount of the deposit

 

Досрочное закрытие

  • При досрочном закрытии депозита до 12  месяцев проценты пересчитываются по ставке, действующей по депозитам до востребования в соответствующей валюте.

Calculate the savings for the Deposit

Period (month)
Monthly replenishment
Total
Detailed information
The amount of the Deposit
0
Ежемесячные проценты
0
The amount of interest over the entire term of the Deposit
0
The total amount of the Deposit subject to %
0
Months
The rest of the basics. amount
Amount %
The amount of capital.

Your deposits are insured

“Dos Credobank” OJSC is a member of the deposit protection system. According to the law of the Kyrgyz Republic “On the protection of bank deposits (deposits)”, compensation is provided in the amount of up to 200,000 KGS in the event of a guarantee case.

"Bai Bol" for kids!

A reliable financial future is the best you can give to children. Open “Bai-Bol” in the name of the child! Savings will help him:

Pay for education

Buy real estate

Hold a celebration

A deposit can be opened in the name of the child upon presentation of the birth certificate by one of the parents (or the legal guardian), in this case, after the child reaches the age of 14, the right to own and manage the deposit funds is transferred to the child and the deposit can be issued only to the child.

How open deposit for a child

3 easy steps for deposit's opening for a child

Bring certificate of birth

Open deposit

Receive guaranteed interests

To apply for a deposit

Frequently asked questions?

Top 5 questions on deposits
1) Is it possible to withdraw part of the main deposit amount if necessary?

Is it possible to withdraw part of the main deposit amount if necessary?

Updated 24.07.2020
No. The entire amount is withdrawn only upon termination of the contract or upon the expiration of the deposit.
The answer to You was helpful?
2) Can a relative of the depositor withdraw % of the deposit?

Can a relative of the depositor withdraw % of the deposit?

Updated 25.07.2020
Yes, he can, if he has a notarized power of attorney for a specific service, prescribed in the power of attorney with a clear indication of the name, account number, name of the Bank, etc. Without a power of attorney is impossible.
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3) Is it possible to replenish a deposit without coming to the Bank?

Is it possible to replenish a deposit without coming to the Bank?

Updated 28.07.2020
Yes, it is possible, if there is a card account and Internet banking, by withdrawing an account from a card account to a deposit account.
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4) At what rate is the deposit extended if opened at a rate of 12% per annum?

At what rate is the deposit extended if opened at a rate of 12% per annum?

Updated 28.07.2020
Auto-prolongation of the deposit is possible at the rate that will be valid at that time of prolongation.
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5) Is it possible to get capitalized % if the deposit was opened for 1 year, but terminated after 4 months?

Is it possible to get capitalized % if the deposit was opened for 1 year, but terminated after 4 months?

Updated 02.08.2020
Upon termination of the deposit for a period earlier than 12 months % are not charged. In case of removal of % every month, this amount will be deducted from the principal amount.
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