DCB Guide

Loans

1) Can a relative of the borrower pay the loan without knowing the account number?

Can a relative of the borrower pay the loan without knowing the account number?

Updated 19.09.2020
Yes, it can be paid at the Bank branch.
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2) How can I pay a loan?

How can I pay a loan?

Updated 22.09.2020
Ways to repay loans: 1. Via payment terminals DOSCREDOBANK, Beeline, QuickPay (commission is from 5 up to 20 KGS), Pay 24 (commission is 2% of the amount); 2. Via mobile application Elcard mobile. 3. Via BALANCE, O! Money, MegaPay Electronic wallets. 4. Transfer to a bank account via clearing / gross systems 5. At the Bank branches.
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3) Can I get a loan if there is a parallel loan?

Can I get a loan if there is a parallel loan?

Updated 27.09.2020
If the income is enough to pay 2 parallel loans, and if you have a good credit history, it can be approved. The credit committee makes the decision.
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4) Can I get a loan if I work in a private organization that can’t issue a certificate?

Can I get a loan if I work in a private organization that can’t issue a certificate?

Updated 22.09.2020
No, it is impossible. A document is required confirming the income that makes deductions to the tax and social funds.
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5) Is it possible to get a loan, if only this month I got a job?

Is it possible to get a loan, if only this month I got a job?

Updated 24.09.2020
No you can’t. Salary certificate must be from 3 months or more.
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